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Individual Disability Insurance

Auto insurance protects your car
Home insurance protects your home
Disability is probably the most important; because it protects your ability to earn an income

Individual Life Insurance

Life insurance can protect your family or business by providing funds needed to: pay off mortgages, maintain a standard of living and/or to pay off debt.

Long Term Care (LTC)

First to be clear, LTC is not health insurance nor is it tied to Medicare.